Includes 2 note tab pads that make it easy to create references. 2-sided poly storage pocket creates space for storing papers. Business card holder and an attached pen loop keep essentials close at hand. Hard cover shields important notes from spills and other damage. Lay-flat design enables margin-to-margin writing. 27-lb, high-quality paper allows smooth writing. Pages are microperforated for quick and easy removal. Refillable for continued use.